Tax-Free Retirement by Patrick Kelly is reviewed by our guest writer Dan Ruger.
What could I possibly stay away from, given my pretty busy day, to read about retirement? Tax-Free Retirement seemed like a boring lecture at first glance, but given the shroud of laudatory snippets that haloed the book I opened it and went with it to the end. An emotional roller coaster, an eye-opener, and far away from a novel, the numbers the book gives are daunting as is the realization of financial ignorance. I would look at it as a confrontation between Goliath and David, and David’s not winning. Not now, not ever. However, there’s a way to make David survive and keeps Goliath at peace as long as there is tribute.
And there’s where Patrick Kelly comes in with his book and shows us, the Davids, how to keep most if not all of our tribute from being hoarded by Goliath, the mask that hides Uncle Sam. That being said, you have a pitch for life insurance beautifully laid in front of you. Nothing wrong with that; even more, it is presented as an investment due to the generally unknown tax benefits of a well written life insurance policy. The author – who drew policies of this sort in his career – fairly cautions the reader on getting advice from reputable firms and agents in order to have a well put together plan and not just satisfy the sale figures of some avid business.
How appropriate this is, given today’s economic quagmire. And although the interest rates cited in this book are just memories of a better past, we still have to think of our financial future. All in all, “Tax-Free Retirement” needs to be read; it helps paint the big picture and gives a unique and viable perspective on your financial past, present and future.
Want to win your own copy of the National Best-Seller “Tax-Free Retirement”? Carp(e) libris reviews is giving one away!
Rules for Entry:
1.) Just visit the Tax-Free Retirement site and tell me something you learned about Patrick Kelley’s book. (You may enter once a day – following entries don’t require you to answer the question.) Remember, leave an interesting comment. If I cannot contact the winner, you might be chosen instead based on your comment.
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